All loans borrowed must be repaid. Several repayment plans are available. Below is a sample loan repayment schedule:
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The minimum monthly payment amount is $50 under the 10-year Standard Repayment Plan, but may be more depending on how much you borrow.
You may use the "Repayment Estimate" at https://studentloans.gov/myDirectLoan/repaymentEstimator.action to estimate payment amounts based on your actual loan debt.
Repayment of Federal Student Loans – Avoiding Default
If you are a student borrower, you don’t have to begin repaying your Stafford loans until you leave school or are enrolled less than half-time. Failure to repay your loans will result in them defaulting. This default will have a negative impact on your financial status and creditworthiness.
Please visit https://studentaid.ed.gov/sa/repay-loans/understand/plans for additional information regarding repayment options.