Estimated student budgets for 2018-2019 have been developed as guides to help students anticipate their costs at Tennessee Tech. We recognize that spending habits vary from student to student. Some students may get by on less money, while others may feel that they need more, depending on individual lifestyles and circumstances. A student's eligibility for financial aid, however, will be based not on individual preferences and spending habits, but on these standard budget allowances.

The standard budgets do not include consumer debts such as car payments, bank loans, or credit card bills. Students should take all steps possible to eliminate or otherwise account for all previous debt obligations and avoid additional obligations during enrollment. These budgets are estimates for the regular nine-month academic year only.

Summer school budgets are different due to the shorter calendar, and require a separate application for assistance. If you are interested in aid for either or both of the summer sessions, submit the electronic Summer Semester Application found on our website at this link: Summer Application - AFTER spring break each year.

DIRECT/INDIRECT COSTS AND COST OF ATTENDANCE
There are three types of costs involved in the financial aid process. They are called direct costs, indirect costs and the cost of attendance.

Direct costs are those funds which are charged directly to your student account and payable to the university. They always include tuition and fees. They will also include room and board if you are living on campus and purchasing a meal plan. For a more accurate reflection of your actual costs, please see the tuition and fee schedule on the Bursar's Office website.

Indirect costs are those you will incur throughout the academic year that are not paid directly to the university. These include books/supplies, transportation and miscellaneous personal expenses. Include in this amount housing and meal expenses if you are not living on campus or purchasing a meal plan. The cost of attendance is the combination of direct and indirect costs.

Estimated Student Budgets: 2018-2019

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Additional Costs: Some additional allowances can be made for expenses related to disabilities and child care. To receive consideration, submit written documentation to our Financial Aid Office to support your request.

A Net Price Calculator is available to help you.