University Loan



University Loan

This short-term loan is available to students on the first day of classes each semester (Fall, Spring, and Summer).  It is designed to help students with their account balance so that they may confirm their schedule while allowing them 30 days to get their financial aid in order.  During Fall and Spring semesters the loan will only cover the amount needed to make their first deferred payment (25% of the account balance plus a $50 fee).  During the Summer, the amount will vary since the deferred payment option is not available for that semester. 

The application for this loan is in electronic format. Students must complete the form online and then, if it is determined they are eligible, the student will receive an e-mail to their Tennessee Tech email address with further instructions from the University Loan Coordinator (Claudette Venters,

Students MUST HAVE two co-makers for this loan and three personal references.  A credit check will NOT be completed on the co-makers nor on the personal references.  Please have your co-maker and personal reference information BEFORE you complete the below application.  Any incomplete applications or hand written applications will be returned to the student to complete correctly. **Co-makers must reside at different addresses, and neither can reside at the same address as the student.  Co-makers must be at least 18 years of age.
Please allow TWO HOURS for processing.

Important information about the data you are providing for this action:

Tennessee Technological University, a public institution of higher education created by the laws of the State of Tennessee, is located at 1 William L. Jones Drive, Cookeville, TN 38505 (931-372-3101).  Tennessee Tech collects the information you provide to it through its website’s portals, request for information forms, etc. for the purpose fulfilling its mission as required by Tennessee Code Annotated Section 49-8-101(d).  Tennessee Tech may share the information you provide with contractors and state or federal authorities if required by law or if necessary to fulfill its stated mission.

Tennessee Tech will store your personal data consistent with its policy on document retention, which can be accessed through the Policy Central portal on this website. If you are a resident of the European Economic Area (“EEA”) and have standing under the General Data Protection Regulation 2016/679 of the European Parliament and of the Council of 27 April 2016, you have the right (i) to request from Tennessee Tech access to and rectification or erasure of personal data or restriction of processing; (ii) to object to processing; (iii) to data portability and (iv) to lodge a complaint with a supervisory authority in the EEA.

By providing personal data to Tennessee Tech, you consent to the processing of your data for the purposes described above.


Application submissions before the first day of class will NOT be processed and will be deleted. 

Please follow the below instructions.

Instructions for this application and the process you must follow:

  1. Please complete the below form in its entirety and hit submit. Any incomplete applications or hand written applications will be returned to the student to complete correctly. You do not need to sign anything at this time.
  2. The University Loan Coordinator in Financial Aid will review the application and if approved, will send the completed application and the Promissory Note back to YOU via email. Please check your email throughout the day.
  3. If you receive an email back with the completed application and the Promissory Note, you will need to print and complete the Promissory Note as soon as possible to include getting the required signatures in front of a Notary of the Public.
  4. Print, sign and date the application in INK, and bring all documents to the Loan Accounting Office, 1st Floor of Derryberry Hall, Room 118.

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